Terms of Use

The owner of this website, CGS Administrators, LLC and its subsidiaries and affiliates (collectively referred to as "CGS") offers the information on this website free of charge. In consideration for using this site, you agree to these terms. IF YOU DO NOT AGREE TO THEM, DO NOT USE THE SITE.

Although CGS Administrators, LLC has attempted to make sure the contents of this website are correct and complete, CGS Administrators, LLC disclaims any legal duty to you to ensure that the website is free from errors. By using this website, you agree not to hold CGS Administrators, LLC liable for any inaccuracy of this information, and you assume all the risks associated with its use. CGS Administrators, LLC may change, delete or update information without notice.

CGS Administrators, LLC disclaims any legal duty to you to update information within this website. This means information on the site may be out of date at any given time. CGS Administrators, LLC also may make improvements or changes in the information, products or services described on the site at any given time without notice.

ALL MATERIALS ON THE WEBSITE ARE PROVIDED AS IS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. CGS DISCLAIMS ANY AND ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. CGS SHALL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS, WHICH MAY RESULT FROM THE USE OF THESE MATERIALS.

Other than printing a single copy of the information contained on this site for personal, noncommercial use, CGS Administrators, LLC does not transfer or grant any of its intellectual property or other rights to you, including any copyright, trademark, service mark or patent rights, all of which CGS Administrators, LLC expressly reserves for itself. You agree not to distribute, manipulate, create derivative works from, or use the information on this site for any purpose other than as expressly authorized by CGS Administrators, LLC.

As you navigate this website, you may be able to link to other websites owned and operated by third parties. Please note that CGS Administrators, LLC provides these links for your convenience, but the inclusion of such links does not imply endorsement by CGS Administrators, LLC. Furthermore, the linked sites are not under our control and CGS Administrators, LLC is not responsible for the content of any linked sites or any links contained at such linked sites. For this reason, CGS Administrators, LLC encourages you to look at the terms of use and privacy policies of those specific sites. CGS Administrators, LLC does not guarantee any third party’s performance nor does it guarantee any of the services or materials provided by any third party. You agree not to hold CGS Administrators, LLC responsible for any information, materials or content contained on any site whose link appears on CGS Administrators, LLC’s website.

CGS Administrators, LLC reserves the right to change these terms of use from time to time. You agree that you shall be bound by the terms of use appearing on this site at the time you are using the site. By using the site, you agree to release CGS Administrators, LLC from any and all claims, liabilities or damages related to your use. You further agree to indemnify and hold CGS harmless, including the payment of attorneys' fees, for any breach of this Agreement, negligence, violation of law or willful conduct on your part in connection with the use of this website.